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All Travellers to Thailand Require Mandatory Health Insurance

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Thailand, Health Insurance, Manditory, Policy

A consortium of 16 health insurance companies in Thailand are now offering all travellers to Thailand travellers the mandatory insurance cover valued at USD100,000.

Thailand’s Office of Insurance confirmed last week that it has set up a consortium of insurance companies offering Covid-19 insurance online. Above all as the country prepares to reopen its borders to travellers.

Once the country reopens all foreigners entering Thailand will need to buy Covid-19 insurance. But until the door reopens the scheme will make it easier for foreigners who are currently eligible to travel to Thailand to acquire the mandatory insurance cover online.

In addition to having insurance cover, travellers need to provide the nearest Thai embassy with a Fit to Fly Health Certificate and a negative  RT-PCR swab test valid within 72 hours of the flight departing for Thailand. They are issued with a certificate of entry when they have fulfilled all the conditions and have a confirmed flight date.

Covid-19 insurance policy covers both deaths due to the disease

They must also have an appropriate visa that fits the approved category of travel. Tourist visas for leisure travel are not being issued. The Covid-19 insurance policy covers both deaths due to the disease as well as medical expenses for those undergoing treatment.

In case of death caused by the Covid-19, the policy pays for funeral expenses and the repatriation of the corpse or ashes to the country of origin. The maximum payout is THB3.2 million.

For medical expenses linked to the treatment of Covid-19, including the period of hospitalization (inpatient or outpatient). The maximum payout is  THB3.2 million.

Foreigners who buy insurance cover as part of the requirements to fulfill conditions to travel to Thailand must pay the insurance premium according to the period of their stay from 30 days to a maximum of one year.

The premium is set against benchmarks that identify the Covid-19 risk in the country of origin; the lower the risk, the lower the premium.

Insurance premium cover starts at THB1,600  and can be as high as THB14,400 for low-risk countries. Foreigners from countries with moderate risk are likely to pay an insurance premium of between THB2,560  to THB23,040. If the traveller is from a high-risk country, the insurance premium could be as high as THB43,200.

Insurance companies participating in the scheme include:

Assets Insurance Co Ltd (Thailand); Chubb Insurance Company Limited ( Thailand ); Navakij Insurance Co Ltd;  Pacific Cross Health Insurance, Thailand );  Falcon Insurance Co Ltd (Thailand ); East Insurance, Asia Insurance 1950; Bangkok Life Assurance Ltd; Thailand Life Insurance; and also Thailand Life Insurance.

“Development of an insurance policy that provides protection for foreigners entering Thailand supports government policy and will help restore the economy of the country,” said the OIC secretary-general.

Source: TTR Weekly

TTR Weekly provides independent daily news updates on airlines, hotels, tour operators, tourism offices and attractions. Plus there are trending reports on tourism and trip planning leads on popular destinations.

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