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If My Local Bank Of America Branch Closes, How Will It Affect My Account?



If My Local Bank Of America Branch Closes, How Will It Affect My Account?

(CTN News) – This holiday season, additional branches of Bank of America are shutting down. According to last year’s trends, a significant majority of 78% of American adults prefer digital banking over visiting a physical branch.

In the event of a closure of your nearby Bank of America branch, your personal account should not be directly affected.

Bank of America, along with other financial institutions, offers multiple avenues for customers to handle their accounts, such as online banking, mobile banking, ATMs, and customer service centers.

Typically, banks will provide customers with advance notice of any upcoming branch closures. However, there are alternative methods for discovering if a closure is imminent.

Banks are required to inform the Office of the Comptroller of the Currency (OCC) of any branch closures at least 90 days prior to the closing date. These closures are recorded in a weekly bulletin that is distributed by the OCC.

Accessing your account after hours at a nearby Bank Of America.

Bank of America offers various channels for customer support, including online and mobile banking platforms. These platforms allow customers to conveniently access their accounts, view balances, transfer funds, pay bills, and deposit checks remotely.

The digital platform is user-friendly and available 24/7. Additionally, Bank of America provides information about nearby branch locations through its website and mobile app for customers who prefer face-to-face interactions or need assistance with complex transactions.

However, the bank also recognizes the importance of traditional banking methods and maintains its branch network and customer service hotline to cater to the needs of all customers.


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